Hi Sir Bllranton
Please can explain about the names
1)Example:

insert into accounts values (null, 'me@hotmail.com', 'msn', 1);
"me@hotmail.com" = my email? or i need write "me" ?

insert into settings values(14, 20, 'tmc-uid', 's', 'manager/protocol/youraccount');
"youraccount" = my login msn? example blablabla@hotmail.com ?

insert into settings values(14,0,'username','s','me@hotmail.com');
insert into settings values(14,0,'password','s','mypassword');

"me@hotmail.com" = my email? or i need write "me" ?
"mypassword" = my real password?

Thanks very much..