You can't read apparently.

Those plans are great when you have coverage. Not all areas are covered by T-Mobile. They have the 4th best coverage in the US.

I mentioned PAYG, which means pay as you go. But here's the deal. I can do that with Sprint, Verizon, Virgin, T-Mobile, AT&T. And if I supply the phone, I do not get a discount.

I'm just a different tier of customer. For the record, I pay less than the PAYG, non-contract phones by going to post-paid but not using a subsidized phone - not since 2008 actually. It does mean that I get a shitload of crap e-mails trying to sell me a subsidized phone.

Here's the math for you buddy:

I pay 68.26 per month with all taxes included for unlimited texts, 2gb data (got dropped out of my grandfathered unlimited data), 1400 minutes per month with rollover minutes with an unlocked Nokia N9 (prior phone) and (current phone) Nokia Lumia 900 (bought without contract).

Your link shows that I'd probably pay 100.00 for prepaid to get near the same amount of minutes. I could skimp and pay like $3.00 a day, but that would work out to $93.00 before taxes on 31 day months.

Unfairly though, I get a 23% discount from AT&T for post-paid service since I've done work with them in the past when they were still Cingular.

Do the math. I'm paying less. No real benefit for an unlocked phone other than I do not worry about ETF.