I answered part of my question...check it out:

http://support.vzw.com/pdf/BT_Chart_Handsets.pdf

Looks like even the inexpensive phones have EVDO and 1X...the $50 VX8350 is the cheapest to you get FTP capability, according to the chart - which brings up a new question:

Does this "File Movement (FTP)" note, according to the chart, refer to the phone's software control for FTP? or is there something about the Bluetooth DUN on certain phones that would make them unfit for FTP via the N810?

For $50, I might just go get the 8350 and go to town...thoughts?