Thanks to Saturn for the tip. It will help somewhat.
I don't want to have BT on all the time wasting battery power, but when I do use it it should not be so many clicks to get to it. I don't understand this, since you can turn off wifi either through the top menu or from hitting the power button and activating 'offline mode". It REALLY should be an option on the wifi menu, and I can't believe that through 3 OSs ('06-'08) no one has seen that.