True, at that point I'd hope there's a telco happy to subsidise a bit, else I'd have to put away some extra $ "just" for my next ph(s), but "if push came to shove", I'd lay out the cash.
Especially if all the hw is competitive, the sw remains compelling, the design/aesthetics/bq is decent, & the "Other Half" is more than a gimmick.
I appreciate though that I'm probably very much in the minority, sadly...