Why are you still moaning about the payback? I think Jolla acts pretty loyally towards us. I think what went on was:
- IGG campaign raised money
- part of it was spent on development, as promised
- part of it got mixed up with other business, which was not very decent, but like water, money flows towards the deepest end
- there was not enough money left to pay all the Chinese producers in time, so the entire production plan fell to pieces
- Jolla almost went into bankruptcy and got all their funds restructured. Probably some investors lost a part of their investment.
- Jolla did not propose a cut on the payback, but promised the entire amount as soon as they could. (I think this was very loyal to us. After the eventual repayment we lose nothing. And OK, there's some risk involved still.)
- They have to live on a tight budget for a while, and sell their product before they can repay. They refunded half the amount fairly quickly.

So the delay in refunding the second half basically payed for the development of the tablet adaptation, so we can easily buy this tablet now. Pretty good investment on our side, I'd say.