I can't see the use of some parts optimized for d-pad and/or hardware_keys, other parts for stylus, and yet other parts for finger. I'td imply every UI developer must keep 2 or 3 modus operandi in mind which would start at Nokia Fremantle development.
On a side note, if you believe the paradigm of finger touchscreens is indeed non-existant you must believe these people who buy devices such as iPhone, BlackBerry Storm, HTC Touch Diamond, Nokia 5800 are lunatics; IOW, not understand how they're able to even use their device, let alone prefer the device. I don't buy this. Something which is completely junk and does at its core nothing cannot become popular. There must be something right, and it cannot be placebo. The happy hormones gained from buying device X whither away at some point after which ratio takes command. If it was utter crap, we'd see 'em sold en masse on eBay, and any kind of hype would sooner rather than later vanish.
I can also imagine some people just don't like a screen of that size with their fingers touching it. Texrat mentioned the lifetime of the touchscreen. I'm sure there are other examples. Like people with big fingers. A stylus is a fixed size; fingers are not.
Besides that, you must learn your muscles to adjust --so to say. Acquiring decent precision takes time. Same is true for painting, or spinning vinyl. Some might never learn it, other have a gift for it, most take some average time to 'get acustomed to it'. Which is why I wanted you to reflect about how long you used these devices you mentioned.
How does the scrollbar know whether you are using your finger or your stylus? By default it cannot. You'd need either a hardware key, or detection on-the-fly. In the case of the latter, a big scrollbar optimized for touch UI uses already space of the screen so why use the smaller one for stylus if you want to allow either? And suddenly, slowly but surely your whole UIis finger optimized... woops! Again, I don't think either would be easy to implement so one has to pick either finger or stylus.
When browing a user usually wants to either read or scroll. What are the other reasons? 1) Clicking on a link (to go to there, or to copy it) 2) Selecting text to copy/paste it.