I know what you mean, Tobiasj. Speaking of Garmin, I saw a product option on their website called NuMaps Lifetime https://buy.garmin.com/shop/shop.do?cID=256&pID=33381

The US coverage is a one-time cost of 120$, the European is $140 and the combined US-EU is $150. That is certainly a very appealing proposition, considering the reputation and likelihood of Garmin vs Wayfinder to remain in business. And price-wise, the $150 lifetime option surpasses anything that Wayfind currently offers. I initially went with Wayfinder because of the option to only license one month at a time, which makes a lot of sense for infrequent travel. But it may not be an existing option any longer before too long. Besides, there is a concern that the maps are not getting updated like they once did. Finally, this business about splitting up countries in Europe is becoming a bit of a pain when doing cross-border touring... and losing the programmed favorites.

The new Garmin 1300 series (esp. 1370T) coming out in May could just be the ticket for me when I get back.

Thanks everyone for sharing your thoughts on this topic. And thanks again Mikkov for relieving my anxiety for the time being!