28.8 ?... I got started on a 1200 baud ISA card modem, then "upgraded" to a 2400 pocket external (all illegal US import, due to protectionist measures by our local monopoly at the time). My first (second-hand) 14.4 USR cost me an arm and a leg, but I couldn't believe the download speeds I was seeing at first. Not to mention the monthly bills, as even local calls were metered here...