That $700 is a very real number if, as indicated, the "N900" is only going to be available at the "subsidized" rate through T-Mobile. Since I am on AT&T, and have no pressing desire to jump, I would have to buy an unlocked phone at full price, and swap my SIM. Don't be fooled, though. "subsidized" is in quotes for a reason. It really isn't subsidized, you're paying for it (and more) through the two years of your contract. So, it's more like leasing, with interest. The cell phone status quo in the U.S. is outrageous. We are held hostage to these monopolies, and pay them for the privilege.