FWIW, the 3.2MP Zeiss lens in my Nokia phone takes acceptable snaps in broad daylight, but the problem that it has - and which I hope Nokia has addressed - is the lack of "pan focus" (fixed close to medium distance focus; also faster than autofocus) mode.

In low light the camera isn't able to focus, even with assistance, farther than ~1m which is pretty useless in social occasions and generally.

Obviously this is historically total black magic firmware territory, so it'll be interesting to see if Nokia has added the fixed quickie "pan focus mode" or whether such intimate hardware features are also open for post-sales tinkering. (doubtful, but hey...)