I think if Nokia opened stores and sold their entire smart device lineup unlocked full price or pay 30% down and the rest on a per month basis, people would jump on it. They could even MVNO on GSM spectrum and TMO and att's 3G for a flat rate $120 unlimited voice, text, and data and full access to Ovi services. That'd mean, in the US, you could walk in plop down $210 for the down payment on the N900 plus $125 for your service that month, and $125 for the service plus $45 a month for a year. So you get: Initial payment of $335 (Down payment and first month's service) Recurring payment of $170 for 1 year (Service Fee and phone finance) Recurring payment of $125 after one year (Service Fee only) You own an N900 and have an FOSS promoting company as your carrier. I'd sign up. I think