If you guys are after the subsidy, why not finance it with credit cards? (there are still plenty of 0% interest offers to roll it around for the 1-2 years period, right??). It'll end up cheaper, you get the unlocked version, and you keep your freedom of choice.
They're maemo and MeeGo... "Meamo!" sounds like what Zorro would say to catherine zeta jones... after she slaps him for looking at her dirtily...