@penguinbait: REALLY?!?! Then what are the US users b*tch*n about in other threads about how bad carriers lock-ins for them?? Sounds like a fair calculation if you get huge discount up front and not have to pay for it (in hidden costs) during your 2 years with them. Not to mention that they usually offer discounts for the upgrades too, and you still get to sell your old phone..