Please check my math, but I think you mis-understand me, let me see if I can explain again: Since AT&T doesn't offer 3G bands compatible with the N900, and since I'm not likely to move overseas, I'm going to be with Tmobile for the next two years whether or not its on contract or month to month. Next, for times when I don't have 3g coverage, I would like a voice plan. The mininmum purchase, again either on contract or month to month, is the "Individual 300" plan for $29.99/mo. I also want a data plan - this is where the difference comes in: If I walk into the T-Mobile store down the street and buy the cheap phone plan, unlimited data is $10/mo, and I *may* be able to transfer that to my N900, although the rep indicated that I'd actually need a more expensive plan for that. If I go with the deal above, data is $25/mo. The *difference* between the plans (over the lifetime of the contract) is $15/mo*24mo=$360. As a signing bonus for the contract, I get $300(phone)+$35(activation fee waver)+$50(account bonus)+$25(bluetooth headset)-$49(cost of phone)=$361 $361-$360=$1 Not a lot for my efforts, but money is money. Plus I get a large share of that up front, and if it turns out I would have had to buy the smart-phone data plan anyways to get 3g data on the N900, this turns into a $300+ windfall. Again, thoughts?