I'm pretty sure there will be "unlocked" option, T-mobile USA was/is selling Unlocked subsidized Nokias at your local Best Buy (at least in San Diego) not the biggest discount but it was an option...

Go T-Mobile!

Don't know T-Mobile's reception? get a prepaid one for $19 dllrs plus tax and try it out, $13 with cashback http://www.t-mobile.com/shop/phones/...8-5b7967c2c039 sell it after or trade your Unlocked with a friend for a week to test reception.