Define 'Cheap' please That's a relative term.. I'm not a software development company. I'm just one guy who wanted to get my app on the Ovi store in hopes that I could make some cash for my time. Incorporating a company was a leap of faith (and money). Being told AFTERWARDS that I now have to get a million dollars of insurance, and then i MIGHT be approved is just a kick in the face. ALL N900 app submissions require Premium Accounts. You cannot submit an N900 app without a Premium account. Premium accounts are Media Geo accounts. Media Geo accounts require 1 Mil in liability insurance. I'm sorry, but as much as I understand nokia's position, this is insane.