As far as what I expected, I think I'm gonna change my name to Nostradamus; there have been no major surprises here, except maybe one. And that might be you Kathy, because if in 6 months you still believe what you wrote in your original post, I would have had you pegged all wrong. My first impressions were that you were heading down the same road as this wonderful person, but it's obvious that I wasn't even close. You seem to be the real deal and I hope your level-headedness and optimism continue to be very infectious.