I purchased a 20 dollar Mytouch3G Car charger/USB power adapter from T-Mobile and it works like a charm in the car. I just tried my Zune adapter with the microusb cable. Works like a charm. These adapters are all basically the same, and put out the same volts/watts of a USB port on your computer. Your Iphone charger will work fine.
Yeah I received the CA-146C with my phone. However when using it with an old skinny Nokia charger, the AC3X to be specific, it takes a looong time. Went to bed, and 9 hours later it was still not fully charged, though getting there. If I use the USB cable and connect to PC or use the N900 charger that is provided, it charges in about 3.5hours.