yes i saw the volume sliders....
and yes for stock ringtones.

i realized that the ring and alarm volume is substantially below the max potential volume of the phone, even with my volume and ringtone volume slider on max.

only other option is to use adobe audition and boost the volume level of the sound file. urgh. i use the stock ringtones because i like the stock nokia ringtone, and because as nice as having mp3 song ringtones are, when doing business and stuff, i prefer to have a more practical ringtone lol.