Just sold my N95. I loved that device. But now can not live without Qwerty Keyboard, and that big 32GB plus another 16GB.

Camera on N95 was not bad, but not as good as N900 in my opinion. Especially during the day when I take most of my pics. The N95 was also very slow to take pictures, and had a color hue on its pics, whereas N900 can have very good color saturation. macro shots on the N900 are exceptional for a camera phone.

Not sure what all this speakers bit is all about. N900 are plenty loud enough, and lets face it, any debate about sound quality on either is a bit of an oxy*****.

Browser and messaging are top notch on N900, as is the open nature (ssh and sshfs for example)

A few things I would like that the N95 had
-Joiku Spot
-Java
-BBC iPlayer
-Full Blown Mail for Exchange Support

But all in good time eh.