And no, an one-liner is not enough security. There has to be something that is not one-liner in the terminal. A modified ROT13 would be just fine, thanks. ROT15? Don't know. But there is no ROT15 implemented in any language, you need to write one and that takes a minute on the N900 kbd.
tr 'A-Z' 'P-ZA-O' .rtcom-accounts/accounts.cfg
tr 'P-ZA-O' 'A-Z' .rtcom-accounts/accounts.cfg
I have the time to see him typing furiously in the terminal and look over the shoulder.
Also, it's not immediately obvious that it's a ROT15 and not ROT16 or similar, making the scanning source harder to write.