As a prior 770, present N810 owner... and honestly less fanatical than most about the Maemo platform - it's great, but Nokia keeps restarting and forgetting the prior platform - you have a reason to be concerned.

But I'll ask you this. If being on the cutting edge bothers you, don't buy the N900. I mean, being an early adopter, you've already resigned yourself to getting possibly screwed. You might not like it, you might even write an angry letter or ten to the company that left you behind; however being an early adopter means that you might just left behind.

Been there, done that.

As far as the phone being "finished"... that's what this community is for. Want something, mention it. It might just happen. Now that is a good part about Maemo.

I personally have decided not to go with the N900 mainly because I can afford either the phone or afford the switch to T-Mobile, but not both. And the price of admission is always higher for early adopters.

But be honest. It's new, it's shiny and damn right you want it. Use more than just that notion (of newness) to figure out if you should buy it or not.