Ok, so I had to give up on Jawbones.

I bought a Blueant Q1. This earpiece works pretty good. It still is choppy with WiFi on, but is good with WiFi off.

It retails for $129, kinda preicey.

I bought it off Ebay for $45. There's lots of them there reasonable as Brown Box offerings.

Combine it with AverySound.com custom molded earpiece and the Combo is a winner.

Just wish I didn't have to keep Wifi off to use it! Bummer! Doesn't look like Nokia is going to be able to fix that issue.