check the shutter lag specs on the n95. if you've not used a digital camera before, borrow especially a cheap/old one and see what it is like to wait 1sec or so between pressing the button and actually capturing the image. for the price, this took it out of the "converged digital cam plus phone to always have with me". otoh, (1) I do a lot of photography and so am probably more demanding than average, and (2) there are some references around the web to a firmware upgrade which improves the shutter lag. rob.