Maybe this stuff?

Thanks for your attention. I am as much sorry for the aggressiveness of this post as I am for every poor soul who can't access credits, services and other operator related functions that are buried in the SIM card.

Maybe its more for people that use "pay as you go" type service? 4+ years with a 3G phone and I've never had a need to access my SIM card, save for contacts, but I exported them into *.csv or *.vcf format a while ago. I guess there are people that need to get in there more often.