As any app can be developed by integrated group efforts supported by co-financing by third parties, what I would like to suggest is

virtual app prototyping / emulation

http://www.callingallinnovators.com/

Innovators are not exactly those involved in development of mobile applications.

"
Last year, more than 1,700 submissions were received from developers and publishers in 85 countries, ...
"
Any download link for submitted apps ?

from
http://www.callingallinnovators.com/...r_stories.aspx

"
Forum Nokia invites you to share your stories about the mobile apps that you use on Nokia devices today, and the positive effect those apps have on your life.
"

2 entries only ;(


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Ideas are great but money is what makes us really happy - (DJS)