I am in a way very similar to this "poor guy": I never opened the xterminal (and not planning to do so) and mainly do a bit of calling, mailing & surfing with my N900.

The N900 is my first smart phone so I am easily impressed by all the fancy features. Other more experienced people complain about the lack of different ringtones for different contacts but I am so naive to be excited about the fact that you can make a ringtone from any sound!!

The main reason I bought the N900 is that it has 32GB of memory + a microDC slot so I can put my 40 GB-collection of music on it and use it as a (very reasonable) MP3player+phone. Yes, you can do this as well with an X6 or N97, but those phones seem to be less of a generalist and anyway cost more or less the same amount of money (when purchased as unlocked).
Other reasons for my purchase are that it looks good (stupid reason, I agree), feels good & solid like a real quality-gadget should feel (even more stupid), is usable worldwide (because I travel very much) and because I was amazed by the creativity and expertise of the members of this forum. Whatever Nokia will do or not do with Meego, to follow this forum will be very exciting. I am just hoping that the OVI map 3.0 will become available, and that someone will work on a proper compass and an altimeter.

But in short: we all buy phones (+ gadgets in general) and spend our money for different reasons. It is a personal choice.