So a woman with no arms or legs is lying on the beach by herself (who cares how she got there.)

A jogger comes running by and she stops him and says, "Excuse me sir, I've never been hugged before... would you hug me?"

So the jogger feels sympathy, leans over and hugs her and continues on his way.

A little bit later another jogger comes running down the beach. She stops him and says, "Excuse me sir, I've never been kissed. Would you kiss me?"

He feels sympathy for her so he leans down and gives her a kiss and continues on his way.

A few minutes later a third jogger comes running down the beach. She stops him and says, "Excuse me sir! I've never been screwed. Will you screw me?"

So he walks over, picks her up, throws her into the ocean and says, "YOU'RE SCREWED NOW!"