Not going to take offense to your comment, but due to having a house on the market with a mortgage i'm still paying until it sells, rent, two car payments, living in two states 12hrs apart, being away from my wife for months at a time, and unemployed for the last 14 months... plunking down $500 for a new phone has not been high on my list of expenditures. Plus, before I spend money like that, I want to be very sure it is the correct item for me.