I would by principle NEVER pay for firmware, the principle in itself is appalling.

Firmware is code written to make a device work. If Nokia or someone else aren't doing their job properly, end users should not be held responsible for paying for fixing the unfinished, substandard work. And like Protection Money, this principle will encourage companies to spend less time on quality control and feature completion, because then they'd spend less pre-sales to earn more post-sales.

I think it's such a bad idea it shouldn't even be thought out loud.

However,
not all that is called firmware IS firmware these days. Paying for software updates is a whole different concept.