I've read some people complain using Ovi Suite wipes all data, apps, settings etc off the phone - its a 200MB update instead of just 86MB - so you would need to use saved backup (of phone, stored on PC or mem card) to restore everything and I've been trying to avoid that if poss. Probably just me being a noob and not wanting to get my hands dirty really.

In my case going that restore route now wouldnt make much sense - if I had to do all that then it would have made more sense to just flash phone with global FW 2 weeks ago instead of waiting for todays OTA update.