thanks esiravegna. how do you suggest these accounts can be used. the only way I can imagine at the moment to keep things simple is to associate each budget category with one account , which can be a current, savings, credit card account. So basically each budget will come from one of these accounts. This way we can check how much has been spent from each account on various categories. It may not be as useful to some. For security reasons I dont intend to store the account numbers as such but just identifiers e.g credit card ending 1001 can be represented as cc1001. any other ideas/suggestions to above from anyone welcome I have a few days at hand free due to the vacations so I can try to develop some quick features or maybe another useful app. I have some pending suggestions as well from previous posts/emails, if time permits I will try to do them.